Most people would love to have cosmetic dental treatment carried out, but up until now have not been able to afford it. It is fortunate that dental finance has recently become available in South Africa, and allows virtually any employed person to afford cosmetic dental work
These cosmetic dental loans help individuals that need the dental work carried out immediately, without having to save up for a period of time.
Dental finance is essential to a person’s health, as leaving tooth problems will only cause larger problems in the long term. Having a smile that’s healthy and glowing boosts confidence and ensures a healthy body, which is why dental finance loans are available to people from all backgrounds.
What is required for dental finance?
To get started with your dental loan you will need:
* To fill in an application form
* A copy of your I.D.
* 3 months’ bank statement.
* Proof of employment and salary
* Proof of physical address
It’s that simple. Your loan can be approved and you can go ahead with your treatment.
What terms are available?
The dentist will be paid in full after your procedure, and you will have 6, 12 or 24 months to pay it off at your convenience.
What dental procedures can I get finance for?
You can get finance for any cosmetic dental procedure, including dental implants, crowns, veneers and dentures.
Dental finance is booming in South Africa, since it is affordable and flexible. Loans can be approved in a couple of hours after just filling in a simple form.
What is the maximum amount of finance I can receive?
You can generally receive up to R40’000 in dental finance. In some cases your loan amount can be higher.
Should I apply for finance before or after I get a quote from a cosmetic dentist?
It is recommended that you first consult a cosmetic dentist and receive a formal quote. This allows you to know exactly how much the dental procedures will cost. Afterwards you can apply for a loan.
Can I get a loan to partly finance my procedure?
Yes, you can partly pay for the procedure yourself if you wish, and have the finance cover the balance.
How do I sign up?
Simply fill in the form on the right, and indicate that you would like finance. A representative will contact you shortly.
Can I get a loan through my employer
If you are looking for a loan from your employer, please look at the staff loans page.